Saving for your retirement is one of the most important processes that anyone will ever have to consider.  Fortunately, at Meridian Financial Services we are experts in the field of pensions and able to guide you through the minefield that retirement planning can become.

Once we have established key elements for retirement planning, such as the targeted level of retirement income, the attitude to risk & capacity for loss of a client, the targeted retirement date/age and the levels of contribution needed to meet the targets set out, we are then able to provide a tailored solution that meets the goals of any client.  Our solutions can include, and not limited to:

  • Personal Pensions
  • Self-Invested Pension Plans (SIPP)
  • Small Self-Administered Schemes (SSAS)
  • Income Drawdown & Tax Planning
  • Annuities

At Meridian Financial Services, we are also able to complete full reviews of existing provisions that clients may have in place, and assess the continued suitability of those solutions.

A pension is a long term investment, the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

The value of your investments and income from them can go down as well as up and you may not get back the original amount invested.

The Financial Conduct Authority does not regulate occupational pension schemes. Occupational pension schemes are regulated by The Pensions Regulator.

The Financial Ombudsman Service is available to mediate individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit:

Investment:  We are covered by the Financial Services Compensation Scheme, which covers a maximum limit of £85,000.